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Karnataka charges 5% stamp duty plus surcharges that depend on where the property is and a 2% registration fee. Calculate the exact amount for your property below.
Calculate stamp duty & registration charges for 36 Indian states and union territories
Karnataka charges less stamp duty on the first sale of a flat or apartment, up to ₹45,00,000.
Effective rate: 7.6%
No area chosen, so this is priced for a municipal corporation. Choose whether the property is in a municipal corporation, a municipal council or a village for an exact figure.
Checked against Karnataka's official notification on 2026-09-24 · Source
Effective 2025-08-31
Estimate only. Actual stamp duty depends on the sub-registrar, circle rate vs. consideration, local body taxes, and any pending state amendments. Verify with the state IGR portal or a qualified lawyer before any transaction.
Step-by-step calculation of stamp duty + registration charges for property purchases in Karnataka, 2026.
Find the property value
Use the higher of agreement value or the state's circle/guideline rate.
Choose where the property is
Karnataka's stamp duty depends on where the property is: a municipal corporation, a municipal council, nagar panchayat or cantonment, or a village (gram panchayat) area. Choose the city or the kind of area.
Apply the stamp duty %
Karnataka charges 5% for every buyer; the first sale of a flat, bought from the builder, pays 2% up to ₹20 lakh and 3% above ₹20 lakh up to ₹45 lakh of the whole value; above ₹45 lakh, the ordinary rate, as of 2025-08-31.
Apply registration fee
Add a 2% registration fee.
Add surcharges
Karnataka adds Additional duty (0.5%) and Local-body surcharge (0.1%).
Pay at the sub-registrar
Pay via the state IGR portal e-stamp facility or at the sub-registrar office on the day of registration.
Surcharges
Not in these figures
Checked against Karnataka's official notification on 2026-09-24 · Source
Including every surcharge that applies there. Totals are for a ₹1 crore home.
| Area | Man | Woman | ₹1 Cr total (man) |
|---|---|---|---|
| Municipal corporation | 5.6% | 5.6% | ₹7,60,000 |
| Municipal council, nagar panchayat or cantonment | 5.6% | 5.6% | ₹7,60,000 |
| Village (gram panchayat) area | 5.65% | 5.65% | ₹7,65,000 |
| Property value | Stamp duty (incl. surcharges) | Registration | Total |
|---|---|---|---|
| ₹25 lakhresale | ₹1,40,000 | ₹50,000 | ₹1,90,000 |
| ₹50 lakh | ₹2,80,000 | ₹1,00,000 | ₹3,80,000 |
| ₹75 lakh | ₹4,20,000 | ₹1,50,000 | ₹5,70,000 |
| ₹1 crore | ₹5,60,000 | ₹2,00,000 | ₹7,60,000 |
| ₹1.5 crore | ₹8,40,000 | ₹3,00,000 | ₹11,40,000 |
The first sale of a flat, bought from the builder, pays less: ₹25 lakh → ₹1,34,000 in all.
Karnataka charges 5% for every buyer, plus a 2% registration fee. It adds a 0.5% Additional duty, a 0.1% Local-body surcharge in urban areas and a 0.15% Panchayat surcharge in rural areas. Effective from 2025-08-31.
On a ₹1 crore residential property in Karnataka, a man buying alone pays ₹5,00,000 stamp duty + ₹60,000 surcharges + ₹2,00,000 registration = ₹7,60,000 in all (effective 7.6%). No city given, so this is priced for a municipal corporation in Karnataka. Give the city for an exact figure.
Karnataka does not currently offer a gender-based stamp duty concession — male, female and joint buyers pay the same 5%. Check Karnataka's IGR portal for any recent budget amendments.
Always verify the latest rate at the Karnataka Inspector General of Registration (IGR) portal before any transaction — rates can change with state budgets. AVnester last checked Karnataka's figures against the official notification on 2026-09-24.
Only on the first sale of a flat or apartment, bought from the builder: it pays 2% up to ₹20 lakh and 3% above ₹20 lakh up to ₹45 lakh, of the whole value (Karnataka Stamp Act 1957, Schedule Art. 20(2A) (Act 55 of 2020; Act 26 of 2021)), and the levies charged on the duty fall with it. Any other sale pays 5%. AVnester's calculator applies the first-sale rate when you tick "First sale".