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Navi Mumbai property purchases attract 6% stamp duty (including Municipal corporation surcharge) and a 1% registration fee (capped at ₹30,000).
Calculate stamp duty & registration charges for 36 Indian states and union territories
Effective rate: 6.6%
Kharghar, Kamothe, Kalamboli, New Panvel and Taloja are often listed as Navi Mumbai, but they are in Panvel Municipal Corporation, where stamp duty is 1% higher.
Checked against Maharashtra's official notification on 2026-09-24 · Source
Effective 2026-04-01
Estimate only. Actual stamp duty depends on the sub-registrar, circle rate vs. consideration, local body taxes, and any pending state amendments. Verify with the state IGR portal or a qualified lawyer before any transaction.
Step-by-step calculation of stamp duty + registration charges for property purchases in Maharashtra, 2026.
Find the property value
Use the higher of agreement value or the state's circle/guideline rate.
Choose where the property is
Maharashtra's stamp duty depends on where the property is: a municipal corporation, a municipal council, nagar panchayat or cantonment, or a village (gram panchayat) area. Choose the city or the kind of area.
Apply the stamp duty %
Maharashtra charges 5% for a man buying alone and 4% for a woman buying a home, as of 2026-04-01.
Apply registration fee
Add a 1% registration fee (capped at ₹30,000).
Add surcharges
Navi Mumbai adds Municipal corporation surcharge (1%).
Pay at the sub-registrar
Pay via the state IGR portal e-stamp facility or at the sub-registrar office on the day of registration.
Kharghar, Kamothe, Kalamboli, New Panvel and Taloja are often listed as Navi Mumbai, but they are in Panvel Municipal Corporation, where stamp duty is 1% higher.
Surcharges
Checked against Maharashtra's official notification on 2026-09-24 · Source
Including every surcharge that applies there. Totals are for a ₹1 crore home.
| Area | Man | Woman (home) | ₹1 Cr total (man) |
|---|---|---|---|
| Pune, Pimpri-Chinchwad, Thane, Kalyan-Dombivli, Bhiwandi-Nizampur, Mira-Bhayandar, Nagpur, Panvel (Kharghar, Kamothe, Kalamboli, New Panvel, Taloja) and Vasai-Virar | 7% | 6% | ₹7,30,000 |
| Mumbai | 6% | 5% | ₹6,30,000 |
| Any other municipal corporation | 6% | 5% | ₹6,30,000 |
| Municipal council, nagar panchayat or cantonment | 6% | 5% | ₹6,30,000 |
| Village (gram panchayat) area | 5% | 4% | ₹5,30,000 |
| Property value | Stamp duty (incl. surcharges) | Registration | Total |
|---|---|---|---|
| ₹25 lakh | ₹1,50,000 | ₹25,000 | ₹1,75,000 |
| ₹50 lakh | ₹3,00,000 | ₹30,000(capped) | ₹3,30,000 |
| ₹75 lakh | ₹4,50,000 | ₹30,000(capped) | ₹4,80,000 |
| ₹1 crore | ₹6,00,000 | ₹30,000(capped) | ₹6,30,000 |
| ₹1.5 crore | ₹9,00,000 | ₹30,000(capped) | ₹9,30,000 |
Maharashtra charges 5% for a man buying alone and 4% for a woman buying a home in a municipal corporation, and 4% in a village (gram panchayat) area for a man, plus a 1% registration fee (capped at ₹30,000). It adds a 1% Municipal corporation surcharge in a municipal corporation, except Mumbai, a 1% Metro surcharge in Mumbai, Pune, Pimpri-Chinchwad, Thane, Kalyan-Dombivli, Bhiwandi-Nizampur, Mira-Bhayandar, Nagpur, Panvel (Kharghar, Kamothe, Kalamboli, New Panvel, Taloja) and Vasai-Virar, a 1% Municipal council surcharge in a municipal council, nagar panchayat or cantonment and a 1% Zilla Parishad cess in a village (gram panchayat) area. Effective from 2026-04-01.
On a ₹1 crore residential property in Maharashtra, a man buying alone pays ₹5,00,000 stamp duty + ₹1,00,000 surcharges + ₹30,000 registration (capped) = ₹6,30,000 in all (effective 6.3%). No city given, so this is priced for a municipal corporation in Maharashtra. It is 1% higher in Pune, Thane, Nagpur, Pimpri-Chinchwad, Kalyan-Dombivli, Bhiwandi-Nizampur, Mira-Bhayandar, Panvel (Kharghar, Kamothe, Kalamboli, New Panvel, Taloja) and Vasai-Virar. Give the city for an exact figure.
Yes. A woman buying a home in Maharashtra pays 4% stamp duty against 5% for a man buying alone. On a ₹1 crore home that saves ₹1,00,000.
Always verify the latest rate at the Maharashtra Inspector General of Registration (IGR) portal before any transaction — rates can change with state budgets. AVnester last checked Maharashtra's figures against the official notification on 2026-09-24.
On top of the 5% base, Maharashtra adds a 1% Municipal corporation surcharge in a municipal corporation, except Mumbai, under the Maharashtra Municipal Corporations Act, s.149A (from 1-4-2013), and a 1% Metro surcharge in Mumbai, Pune, Pimpri-Chinchwad, Thane, Kalyan-Dombivli, Bhiwandi-Nizampur, Mira-Bhayandar, Nagpur, Panvel (Kharghar, Kamothe, Kalamboli, New Panvel, Taloja) and Vasai-Virar, under the Maharashtra Municipal Corporations Act, s.149B; Mumbai Municipal Corporation Act, s.144F (from 8-2-2019). So a man buying alone pays 7% in Pune, Pimpri-Chinchwad, Thane, Kalyan-Dombivli, Bhiwandi-Nizampur, Mira-Bhayandar, Nagpur, Panvel (Kharghar, Kamothe, Kalamboli, New Panvel, Taloja) and Vasai-Virar, 6% in Mumbai and every other municipal corporation, 6% in a municipal council, nagar panchayat or cantonment and 5% in a village (gram panchayat) area.
You can pay via the GRAS (Government Receipt Accounting System) e-stamp portal at gras.mahakosh.gov.in, or at any sub-registrar office on the day of registration. e-Challan is required if paying via e-SBTR.